Insurance Planning

Adequate risk management and insurance planning is an important, but often overlooked, component of comprehensive financial planning. 


As a fee-only financial advisor, neither Carter Asset Management nor any of its representatives sell any financial products, including insurance policies. Instead, we consult with our clients to determine the types and amount of insurance coverage are appropriate, particularly life, disability, and long-term care insurance. We work closely with independent insurance agents to implement the recommended insurance plan that is appropriate for each client, based on their unique situation and within the context of their retirement and financial goals.